How Open Source Loan Management Software Can Help Your Business Grow

So what is the importance of a Loan Management Software?

Loan management software is a relatively new development in the business of borrowing and lending funds to all sorts of individuals and organizations, and more and more companies are starting to realize how loan management and loan origination software can take a lot of the hassle out of these practices. This is a comprehensive end to end business software solution for any credit providers in the market.

Who requires Loan Software?

Anybody in the lending game will tell you that it’s a complex juggling act lending out money, and nothing beats that feeling when a loan is paid back in full and finally put to rest. In the meantime, however, keeping track of money lent, repayments and interest can take up innumerable man-hours and compromise the efficiency of your company by tying up much of your workforce.

How will it help my business?

Loan origination software helps banks, credit unions and mortgage lenders deliver real-time, accurate data analysis, whether it’s through following up on leads to calculating pricing and evaluating the credit profiles of potential clients. The software creates a flexible workflow component for customer relationship management and reporting. The finance software system also has the facility to generate and store operational, administrative and legal documentation.

Why Open Source?

When it comes to “open source” loan management software, the scalability and flexibility of these programs is increased even more, as the inherent programming in the software can be customized by IT specialists and programmers to suit the specific needs of your company and eradicate those features that you don’t make use of.

What is included in the package:

These packages usually come complete with credit profiling, property valuation analytics, built-in credit management software and behavioural models. They are, in essence, designed to make the job of loan management and loan origination far faster, easier and more efficient by providing the user with easy-to-use loan and credit management software solutions in the forms of user-friendly dashboards and easy to read analytics.

In conclusion:

Today’s best and most efficient loan management software programs meld the traditional functions of loan management with the efficiency of computerized data processing and, importantly, data visualization. Any company involved with loan management or credit management practiced will most definitely reap the rewards of streamlining the process, which saves time and money, frees up employees to focus on other vital tasks, and even brings in new, low-risk business to help your business flourish flexibly with effective credit management software.

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7 Signs That it is Time to Outsource Your Tech Support

Every company at some stage wrestles with the decision of whether to outsource their I.T. support, whether they are start-ups, SME’s or large multi-nationals. There are a few things you can look out for that might hint that it is now time to outsource your tech support.

1) Your best salesman just got back from a trip to China which was a complete bust. Why? Did his terrible Chinese accent not go down well? Was it his golf handicap? No, his laptop dropped dead on the flight over and he had to present without any visuals.

With a decent tech support package, your staff should be covered no matter where they go. The best I.T. support includes access to a network of support staff across the world, so you and your team are secure wherever you go.

2) Yesterday, you, the managing director, spent 8 hours re-installing all the software on your PC after one minor software update took down everything and only 1 hour actually working with your team on product development. Your team seemed pretty happy, you however were not.

If you had outsourced, it’s possible, with the right emergency processes to be up and running in minutes. A proper emergency protocol includes backup hardware in your office that can be installed in minutes by remote support and result in total downtime that is minutes and not hours.

3) At the monthly review meeting with your internal I.T. team, not only did they request more staff (how many geeks does a small company really need?), it turns out 80% of their time is being spent on keeping the rest of the company’s computers running smoothly and only 20% of their time was used on improving your customer’s user experience.

How many customers does this leave unhappy. Even one is too many. By all means have your tech team help out with internal I.T. issues, but only after all customer facing issues have been resolved. In the meantime an outsourced support team can do the grunt work for the rest of your staff.

4) Lily, your one-woman I.T. help desk, just sorted out a virus on your laptop (where did that come from?), updated the software on your office network server, installed new video conferencing software on all of your staff’s computers and then promptly handed in her resignation to go start her own dotcom.

Whilst it may feel safe in the short-term, relying on one person to support your company is asking for trouble. Having an outsourced team you can turn too means guaranteed cover no matter what, plus a wider range of skill sets. If you find the right support provider, it can actually be cheaper too.

5) You are heading to Singapore to open up a new office for your company. The CEO wants you up and running with 30 staff by the end of the quarter and you just spoke with I.T. who laughed in your face when you told them. In fact, they haven’t stopped laughing.

By using an outsourced technical support team, the standard processes can be rolled out across multiple offices, in different countries as easily as setting up in a new cubicle next door. At least, it’s as easy for you, because it is the same process as ordering new hardware for any staff, no matter where they are.

6) Bernard has held together your I.T. support for the past two years admirably and everyone loves him. However, you just signed your biggest deal ever, which means your company is going from 20 staff to 100. When you told Bernard, he went white as a sheet and has been mumbling quietly to himself ever since.

Companies grow, sometimes quite unexpectedly. Growth might mean new staff, or it might mean new tech requirements. Selecting a good I.T. support provider gives your company the flexibility to grow by having pre-defined processes that cover adding new staff, adding new software or sourcing new hardware quickly and without limits.

7) Your just landed in Tokyo and sat down with your colleagues to start your first production meeting. I.T. chaos ensued because the Japanese I.T. team does things completely differently from your tech guys back home. You all work for the same company, but nobody ever told the geeks.

Using one tech support team across all your offices ensures that all I.T. configurations are standardized and guarantees a smooth transition when your staff has to move from one office location to another.

Outsourcing technical support is a good way of keeping you and your team focused on the things they are good at, helps to ensure standardization across your offices and invariably allows for a wider skill set within your I.T. team.

Jason Dibbin manages JLD Tech [], an I.T consulting company with offices in Hong Kong, Singapore and Japan. He had more than 10 years of experience as a consultant before creating his own it consulting firm [].

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Tech Stocks Trading For Right Now

Many seasoned investors will not recommend investing in technology stocks to investors who prefer immediate returns to risky but high returns on investments. Tech stocks trading requires the ability to foresee future trends, thus, the return of investment is not always immediate. Technology trades rely on the future to measure their performance in the market. Not everyone is gifted to know when it is the best time for tech stocks trading.

In addition to this, technology companies rely heavily on their manpower for the value and constant innovation of their products. An investor can never predict if and when the exit of key employees of a certain technology company could affect the performance of the enterprise. In this regard, once the key players of the company leave, there will be little substantial assets left in the tech stock. This inadvertently affects the performance of tech stocks trading.

Many forward-thinking investors must also be celebrating at the moment, it has been reported that 2010 is a good year for tech stocks trading. According to recent financial reports, some of the tech sectors, such as software, chips, telecommunications and networking, are performing quite well in the exchange. There are also some tech stocks that are reportedly initiating solid plans for a stronger performance this year.

Amazon, Microsoft, ComCast and Red Hat are just some of the companies that declared their plans for growth in the future. According to some reports, even during the recession, when both online and brick-and-mortar retailers were diving for cover, these companies grew. Some sources say that technology stocks are ripe for investing in today’s market. However, caution and informed choice must be exercised in order to gauge if tech stocks trading is the right option for a particular investor.

Some analysts say that the very best is yet to come. They claim that health care related software, multi-media and graphic software, security software, networking and communication devices and specialized areas of electronics are good for tech equity trading.

Because investors are offered different options for tech trading, the investor should be well informed and knowledgeable before engaging in tech stocks trading. It is important to know and make an informed choice rather than go with the trend and incur losses.

Before jumping on the bandwagon, the investor should make sure that he knows and understands the kind of business that the technology company is involved. He should have a basic know-how of the products and services of the company, and more importantly, know how these fared in the market. A company press release is one thing; it’s another thing to check on its financial and corporate disclosures in the SEC and the exchange.

I’ve been investing in tech stocks for over 10 years now and by no means is this simply a hobby, it’s a business for me. Over the last 10 years, I’ve gained a lot of inside knowledge and made gains in the thousands of percent and I’m willing to share that knowledge with you for free. Download my free e-book here []

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Avail Online Tech Support to Keep Your Computer Fast and Healthy

Like other machines, computers also require regular check up and maintenance for their proper working.

Tech support is extremely necessary to keep a computer working in a good condition. There are numerous organizations, which offer services for installation, un-installation and re-installation of software and hardware, diagnosing and fixing technical errors, repairing computer, and optimizing your PC for better speed and performance etc.

There are thousands of reasons to seek technical support. On installing anti-virus software other applications on the system stop working, difficulty in browsing the Internet, uninstalling a software application makes the system irresponsible, incapable of installing a printer or any other peripheral device, accidental loss of important data, system freezing, blue screen of deaths, and hard disk crash etc.


There are some technical support provider firms, offering online support, thereby cutting down the need of carrying the computer to any computer service center. They make use of remote desktop connection technology to access your computer remotely via the Internet and resolve all the technical issues related to software and hardware at your doorstep. You don’t have to carry your PC to anywhere, which in turn will save your time and money.

The remote tech support providers are always ready for any kind of technical help. You can seek remote support anytime, anywhere irrespective of your present location.


Using online tech support will help you in finding instant solution for all the technical issues at your doorstep. The tech experts are available 24/7 for any issue required. They also guide you process of diagnosing and troubleshooting computer problems.


If you go for on-site tech support then you have to carry your system to the service center, which in turn consumes a lot of time and resources.


You should go for online tech support, which is capable of completely diagnosing and resolving all the technical issues in your PC effectively without going anywhere.

Nick Gray is a technical expert at iYogi, which is an online Tech support [] services provider. The firm’s Microsoft Certified Technicians perform complete computer troubleshooting [] that are essential for keeping your desktop or laptop in good condition, enhancing its life and increasing your productivity.

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PC Sound Error – Something to Be Resolved With Tech Support

In case you are facing a problem with your PC sound card, the best troubleshooting way is to reinstall the driver. This is what most of the computer repair professionals suggest but at the same time they also alert users about vulnerable exposure. You should never think of downloading a driver from internet without knowing the actual reason of the issue. So, let’s find how to troubleshoot your desktop or laptop sound card safely not exposing your system to further damage.

Help desk specialists are not only the ones who can find even simpler reasons behind the issue, but you can also address the insignificant responsible factors even not having a profound technical knowledge. Just look into the matter carefully; cause of the issue can actually lead you to the solution itself. Various internal problems crop up after using a PC for substantial amount of time. And one such very common problem is sound card error. So, be sure that you are not facing a very rare incident.

Sound card is the most important component of your PC that allows it to produce quality sound. Things can easily be refurbished by downloading a fresh PC sound card driver from internet, but you need to educate yourself beforehand to efficiently beat the odds. The very first thing is to check the most obvious reason of the issue and make sure that the problem is really with your PC audio card. Else, you might change the whole assembly and find that the actual problem was with simply a loose connection of the computer speakers.

Tech support guidance is given online to help you check the other necessary aspects before working on the software. Check the speaker connections to the computer and the main power cable connections as well. Connect the speakers, if possible, to another system and check if it is working there. If the sound boxes are just working fine, mind to increase the volume of your PC which might have been muted or lowered. Unplug all the sound connections and connect them back again after few seconds. Expert computer repair technicians help users to work on their system sound settings. Help desk software utilities are also there to make your job easier.

Another most important thing is to keep your sound card drivers updated. Remote computer repair technicians are helpful enough to provide periodic and unprompted updates to your sound card drivers through long term service plans. So, you don’t have to look after the driver maintenance process once subscribing with a remote tech support service. They provide specialized help desk software utilities that simply scan your PC software and hardware requirements and download the updates that your components need to run properly, of course, not involving your concern. It is completely an automated program with which you can keep your system updated always.

Such tech support applications work with an array of software and hardware peripherals. So, not only the sound card errors but with a remote tech help you can resolve any of your PC hardware or software glitches responsible for an annoying computing issue.

Get out of computer software or hardware error through remote tech support. Online computer repair assistance and utilities are given to help users meet even the most critical issues without a hassle.

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Massage in Bucharest

Recognize it! You’re busy! And so must be! That’s what life is like! But you want more than that, you want to do more for yourself and massage can help. Because massage makes more than a simple relaxation of the mind and body. It keeps your body in shape and gives you enough energy to make you enjoy a longer life better than you do it today.

Massage releases stress. At the moment, stress is a universal evil. Every time you are late, every time you avoid a car in traffic, every time you have trouble working, stress is doing his job. Each time adrenaline increases heart rate and cortisone levels and organs respond to the measure. You will be in a state of nerves and constant agitation.
When there is no release of stress, serious problems such as an upset stomach, hypertension, sleep disturbances, chest pain, or existing illness may worsen.

Some of the changes that may occur are: Anxiety, lack of concentration, depression, permanent fatigue, muscle or bone pain, sexual dysfunction, excessive sleep or insomnia

All these stress-related problems can be diminished and some can be totally eliminated by massage. The researchers concluded that a massage session can lower heart rate and blood pressure, relax your muscles and increase endorphin production. The massage also releases serotonin and dopamine and the result is a general relaxation, both physical and mental.
Our body care must be at the top of the priorities.
By adding the massage to your routine you will look much better and you will be much healthier and relaxed. Massage can improve your vitality and mood. Massage can prepare for a long and beautiful life.

Our masseuses personalize each massage session according to the needs of the individual.
Our massage parlors offer a variety of relaxation styles and techniques to help you. Apart from relaxing, massage can be a powerful ally in reducing pain, increasing energy levels, improving mental and physical performance

We recommend : HotAngels , VipZone , JadePalace , ThaiPassion

After a massage session, you will see how the mental prospects are enriched, the body allows easier handling, better pressure resistance, relaxation and mental alertness, calm and creative thinking.
When you have the impression or force yourself to stay straight, your body is not actually aligned properly. Not only does the posture look bad, but it forces some of the muscles to go muddy all day, while others become weaker. After a long time, the incorrect position may cause other drops. For example, internal organs press on what affects digestion, breathing ability is also diminished, which means that much less blood and oxygen reaches the brain and hence all sorts of other complications.

Massage allows you to return your body to the track. Allowing the body to make healthy and accurate movements is one of the greatest benefits of massage. Massage can relax and restore muscles injured by bad posture, allowing the body to position itself in a natural, painless position.
Apart from posture, there is also anxiety. One of the signs of anxiety and stress can also be heavy breathing. When the body begins to breathe too little and deeply instead of breathing at a natural rithm, it is impossible for one to relax. One reason may also be that the chest muscles and the abdomen get tightened and the air gets harder.

Massage plays an important role in learning the body how to relax and how to improve breathing. Respiratory problems such as allergies, sinuses, asthma or bronchitis are a group of conditions that can benefit from massage. In fact, massage can have a positive impact on respiratory function.

Many of the muscles in the front and back of the upper part of the body are breathing accessory. When these muscles are tight and shorten they can block normal breathing and interrupt effective breathing natural rithm. Massage techniques for stretching and relaxing these muscles improves breathing function and breathability. Massage leads to an opening of the chest as well as structural alignment and nerve dilatation that are required for optimal pulmonary function. A good way to treat respiratory problems with massage is the taping made in Swedish massage. When done on the back, along with vibrations, it can detach the mucus from the lungs and can clean the airways for better later function.

Massage not only relaxes muscles, but helps people become aware of daily stress levels. Once the body recognizes what really means relaxation, the mind can rest easily relax before the stress becomes cornice and harmful. This will help you enjoy a balanced life. Massage controls breathing, allows the mind to re-create relaxation before the occurrence of chronic and harmful stress and increases the level of energy.